<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
                            http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <url>
    <loc>https://halalsurety.com/</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://halalsurety.com/og-image.jpg</image:loc>
      <image:title>ShariaSurety — Surety bonds built on kafalah, not interest.</image:title>
      <image:caption>Halal surety bonds for Muslim contractors, professionals and businesses. Kafalah-structured. Takaful-modeled. Free of riba, gharar and maysir.</image:caption>
    </image:image>
  </url>

  <!--
    Section anchors below are not separate URLs and are typically NOT included
    in sitemap.xml. When you create dedicated subpages, add them as new <url>
    entries above. Recommended future URLs:
      /contract-surety
      /license-permit-bonds
      /judicial-court-bonds
      /fiduciary-probate-bonds
      /fidelity-erisa-bonds
      /public-official-bonds
      /financial-guarantee
      /halal-surety-reinsurance
      /what-is-kafalah
      /why-halal-surety
      /how-it-works
      /faq
      /about
      /contact
  -->

</urlset>
